TD Bank, America's Most Convenient BankSkip to main content
      Search Tips
About Us | Our Community | Careers | Locations | Customer Service  

Free First-Time Homebuyers' Kit

Get answers and expert advice – everything you need to make home buying easy.


Get the Kit

Mortgage Lending

IMAGE
Dawn Loucas
Mortgage Loan Officer
NMLS ID# 466455

Office: 508-424-7152
Cell: 978-726-1258
Fax: 866-458-9568
Send me an e-mail

Mailing Address:
15 Park Street
Framingham, MA 01701

Dawn Loucas has over 20 years of experience in residential lending. She provides the highest level of customer service and mortgage solutions that stand out above the competition.

Dawn is originally from Upstate New York and received a Bachelor's Degree in Economics from SUNY Albany. She now resides in Massachusetts with her husband and two children.

Whether you are considering the purchase of a new home or looking to reassess your current mortgage, Dawn is available to assist you. Give her a call today!

You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.

We offer the convenience of Mortgage Rate Security1.

Plus, our Hassle-Free Mortgage Guarantee2 makes purchasing a home as smooth and worry-free as possible. You have our word.

  • Same-day loan decision or $500
  • On-time closing or $500

Apply   Calculate your rates and payments

Register for our free rate watch service and we'll track interest rates for you.

Convenient Online Application
Applying for a mortgage online is easy. And if you don't have time to complete your application, save it and finish later.

Finish your saved application

Helpful Resource Center
Get the mortgage tools and information you need with our FAQs, calculators and glossary of terms.


1 Terms and Conditions: Modification fee is non-refundable. Modification does not change the original note term. Available on fixed rate and adjustable rate mortgages being modified to a fixed rate mortgage OR from an adjustable rate mortgage to the same type of adjustable rate mortgage, example: 5/1 arm to 5/1 arm. Modification not available for land loans, second mortgages, loans secured by investment properties, REMIC (Real Estate Mortgage Investment Conduit) loans, loans not serviced and owned by TD Bank, government or state housing authority loans, or loans with current principal balances under $10,000. Loan must not be delinquent at time of modification. Delinquent is defined as payment not received within 30 days of the payment due date. The modification rate is locked in at time the modification payment is provided. Once the modification process is started the only way to obtain a lower rate is to pay the modification fee. Terms subject to change at any time.

2 Guarantee does not apply to applications for pre-approval, refinance, home equity products, and loans in excess of $3,000,000. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same-day" is within 24 hours of receipt of required information; excluding Saturday, Sunday and federal holidays. Closing date will be mutually agreed upon. Offer subject to change at any time.

Today's Featured Rates
Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.935%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.355%  0.000%
1 Year Adjustable Rate
 Rate  APR  Points
 2.300%  3.234%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 2.800%  3.151%  0.000%
15 Year Adjustable Rate
 Rate  APR  Points
 3.750%  3.708%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.651%  0.000%
FHA Low to Moderate 30 Year Fixed Rate
 Rate  APR  Points
 3.500%  4.136%  0.000%
Jumbo
30 Year Fixed Rate Jumbo
 Rate  APR  Points
 4.250%  4.276%  0.000%
15 Year Fixed Rate Jumbo
 Rate  APR  Points
 3.850%  3.896%  0.000%
1 Year Adjustable Rate Jumbo
 Rate  APR  Points
 2.550%  3.221%  0.000%
5 Year Adjustable Rate Jumbo
 Rate  APR  Points
 2.990%  3.184%  0.000%
15 Year Adjustable Rate Jumbo
 Rate  APR  Points
 4.000%  3.876%  0.000%


Additional programs available, please access our rate quote tab to view options.

Account Log In

Mortgage Application Status
Get your mortgage application status:
Log In



Mortgage Information Center
View your mortgage loan details and make a payment online.
Log In


Make your mortgage payments the easy way
Make your mortgage payments online.